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Blue Cash® for Business Credit Card  

  Advanta
  American Express
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Blue Cash® for Business Credit Card

Overall Rating:



Blue Cash® for Business Credit Card

Issued by: American Express

  Annual Fee: $0
  Intro Rate: 0.00%
  APR: As low as Prime + 2.99%
  Card Type Business
REVIEW:

The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program.

The cash rebate amount varies according to where the cardholder makes their purchases. Cardholders earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. It is important to understand that once the annual spending exceeds $15,000, the rebate for additional "Open Savings" purchases is 2%, and the rebate for all other additional purchases is 1%. "OPEN Savings" locations include FedEx®, Hertz®, 1-800-FLOWERS.COM®, and more.

The card has a 0% introductory rate on purchases for six months, a 7.99% introductory rate on balance transfers made within the first six months of membership for the life of the loan, and no annual fee. In relation to other business reward cards, this card has a reasonably low interest rate for purchases (for higher qualifying applicants).

Cardholders will also be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the cash back reward program will benefit most from what the Blue Cash® for Business Credit Card has to offer.

Other Card Specific Information

Applied To Purchases
Intro Details A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. Introductory rate applies to purchases made using the card at physical locations.
Var Fi x Purchase Variable
Annual Fee $0
Annual Details None
Application Fee n/app
Participation Fee n/app
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees n/app
Type of Reward Rebate
Optional Reward No
Optional Annual Fee n/app
Rebate Minimum 1%
Rebate Maximum 5%
Additional Rebates Cash rewards can be earned on purchases made by additional cardholders under the account.
Rebate Details General purchases earn up to 2.5%; "Open Savings" purchases earn up to 5%; however, once the annual spending exceeds $15,000, the rebate for additional general purchases is 1%, and the rebate for additional "Open Savings" purchases is 2%. "Open Savings" purchases are those made at participating merchants.
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration None
Yearly Limit None
Additional Perks Various Internet account related services.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
Notations The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.