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Overall Rating:
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IberiaBank Visa® Classic Card
Issued by: IberiaBank
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Annual Fee: |
$0 |
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Intro Rate: |
0.00% |
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APR: |
4.00% |
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Card Type |
Regular |
The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.
Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.
The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.
Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer. |
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Other Card Specific Information
| Applied To |
Balance Transfers |
| Intro Details |
The introductory rate is available on balance transfers submitted during the first three months. |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$0 |
| Annual Details |
None |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
n/app |
| Optional Reward |
n/app |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
n/app |
| Rebate Maximum |
n/app |
| Additional Rebates |
n/app |
| Rebate Details |
n/app |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
n/app |
| Yearly Limit |
n/app |
| Additional Perks |
Various internet account services.
Lost and stolen card reporting.
See website for additional benefits. |
| Notations |
The APR for purchases and balance transfers varies according to the applicant\'s credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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Reward Credit Cards
