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Overall Rating:
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Platinum Plus® MasterCard® Credit Card - Rate for Life
Issued by: MBNA Canada
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Annual Fee: |
$0 |
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Intro Rate: |
3.99% |
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APR: |
17.99% |
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Card Type |
Canada |
The Platinum Plus MasterCard® - Rate for Life, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services.
There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR on balance transfers that extends until the balance is paid off. The offer is available only on balances transferred within the first three months of opening an account. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee.
While this card does not offer a rewards program, cardholders can take advantage of the platinum benefits that come with the card, including emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide.
Also, those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits. |
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Other Card Specific Information
| Applied To |
Purchases, Balance Transfers, Cash Advances |
| Intro Details |
The introductory rate applies all transactions made within the first 90 days of opening an account. |
| Var Fi x Purchase |
Fixed |
| Annual Fee |
$0 |
| Annual Details |
None |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
n/app |
| Optional Reward |
n/app |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
n/app |
| Rebate Maximum |
n/app |
| Additional Rebates |
n/app |
| Rebate Details |
n/app |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
n/app |
| Yearly Limit |
n/app |
| Additional Perks |
Various Internet account related services.
Emergency card replacement.
See website for additional benefits. |
| Notations |
*After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance.
See website for complete terms and conditions of card usage and application disclosure.
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Reward Credit Cards
