| |
|
|
|
|
|
|
|
|
Overall Rating:
|
|
IberiaBank Visa® Select Card
Issued by: IberiaBank
| |
Annual Fee: |
$45 |
| |
Intro Rate: |
0.00% |
| |
APR: |
7.50% |
| |
Card Type |
Regular |
The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.
This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR.
The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application.
Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information.
Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer. |
|
|
|
|
|
|
Other Card Specific Information
| Applied To |
Purchases |
| Intro Details |
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$45 |
| Annual Details |
Some of the set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
n/app |
| Optional Reward |
n/app |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
n/app |
| Rebate Maximum |
n/app |
| Additional Rebates |
n/app |
| Rebate Details |
n/app |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
n/app |
| Yearly Limit |
n/app |
| Additional Perks |
See website for additional benefits. |
| Notations |
See website for complete terms and conditions of card usage and application disclosure.
|
|
Reward Credit Cards
