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Overall Rating:
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Annual Fee: |
$0 |
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Intro Rate: |
0.00% |
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APR: |
11.24% |
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Card Type |
Secured |
The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month.
Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount of the deposit then becomes the cardholder\'s credit limit. The minimum deposit for this card is $200, the maximum is $10,000.
The interest rate for the Public Savings Bank Classic Secured VISA Card is reasonably low, and the Public Savings Bank Classic Secured VISA Card has no annual fee. The application fee is $79.
Applicants who are interested in improving their credit by using a low interest secured credit card will be best served by what the Public Savings Bank Classic Secured VISA Card has to offer. |
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Other Card Specific Information
| Applied To |
Purchases |
| Intro Details |
0% APR on purchases for 6 months. |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$0 |
| Annual Details |
There is no annual fee. There is, however, a returned check fee of $25. |
| Application Fee |
$79 |
| Participation Fee |
$0 |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
$79 |
| Type of Reward |
n/app |
| Optional Reward |
n/app |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
n/app |
| Rebate Maximum |
n/app |
| Additional Rebates |
n/app |
| Rebate Details |
n/app |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
Data |
| Expiration |
n/app |
| Yearly Limit |
n/app |
| Additional Perks |
See website for additional benefits. |
| Notations |
See website for complete terms and conditions of card usage and application disclosure.
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