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Overall Rating:
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IberiaBank Visa® Classic Card
Issued by: IberiaBank
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Annual Fee: |
$0 |
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Intro Rate: |
1.99% |
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APR: |
7.250% Applied to Balance Transfers |
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Card Type |
Regular |
The IberiaBank Visa® Gold Cash Back Rewards Card is a cash rewards offer that gives cardmembers 1% in cash back on eligible purchases. With a low introductory rate for balance transfers for the first six months and other card features - it's the perfect choice for those wanting rewards and a low interest rate.
Low Interest Rate. With a low variable interest rate on purchases is as low as 9.25%. The assigned purchase rate is based on the market prime rate and your credit worthiness
Balance Transfers. The low APR on balance transfers is as low as 1.99% for the first six billing cycles. The low rate on balance transfers does not change during the introductory period and applies to balance transfers that are processed within three months of opening your account. After the three month period, the APR is the same as your low interest rate on purchases.
Cash Back. As a full-service rewards credit card, you are entitled to cash back after your application is approved. For all qualifying purchases, you can enjoy 1% cash back. There is no limit to the amount of cash that you can earn so you can keep spending and earning.
No Annual Fee. In addition to a low APR on purchases and balance transfers, you will not have to pay an annual fee as a cardholder if you are approved for the card. Other perks include exclusive travel benefits and services such as collision damage, roadside dispatch and insurance up to $500,000.
In order to ensure your safety and protection, IberiaBank provides online access for 24 hour account management. Cardholders can access all of their account information online, any time. For those that appreciate low interest, rewards, travel service and no annual fee - apply for the card that gives you what you want, the IberiaBank Visa® Gold Cash Back Rewards Card. |
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Other Card Specific Information
| Introductory Rate |
1.99% |
| Time Period |
6.00 |
| Applied To |
Balance Transfers |
| Intro Details |
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. |
| Apr Purchase |
7.250% |
| Var Fi x Purchase |
Variable |
| Annual Fee |
$0 |
| Annual Details |
Additional card fee is $5 per occurrence. |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
n/app |
| Optional Reward |
n/app |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
n/app |
| Rebate Maximum |
n/app |
| Additional Rebates |
n/app |
| Rebate Details |
n/app |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
n/app |
| Yearly Limit |
n/app |
| Additional Perks |
Various internet account services.
Lost and stolen card reporting.
See website for additional benefits. |
| Notations |
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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