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IberiaBank Visa® Classic Card  

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IberiaBank VisaŽ Classic Card

Overall Rating:



IberiaBank Visa® Classic Card

Issued by: IberiaBank

  Annual Fee: $0
  Intro Rate: 1.99%
  APR: 7.250% Applied to Balance Transfers
  Card Type Regular
REVIEW:

The IberiaBank Visa® Gold Cash Back Rewards Card is a cash rewards offer that gives cardmembers 1% in cash back on eligible purchases. With a low introductory rate for balance transfers for the first six months and other card features - it's the perfect choice for those wanting rewards and a low interest rate.

Low Interest Rate. With a low variable interest rate on purchases is as low as 9.25%. The assigned purchase rate is based on the market prime rate and your credit worthiness

Balance Transfers. The low APR on balance transfers is as low as 1.99% for the first six billing cycles. The low rate on balance transfers does not change during the introductory period and applies to balance transfers that are processed within three months of opening your account. After the three month period, the APR is the same as your low interest rate on purchases.

Cash Back. As a full-service rewards credit card, you are entitled to cash back after your application is approved. For all qualifying purchases, you can enjoy 1% cash back. There is no limit to the amount of cash that you can earn so you can keep spending and earning.

No Annual Fee. In addition to a low APR on purchases and balance transfers, you will not have to pay an annual fee as a cardholder if you are approved for the card. Other perks include exclusive travel benefits and services such as collision damage, roadside dispatch and insurance up to $500,000.

In order to ensure your safety and protection, IberiaBank provides online access for 24 hour account management. Cardholders can access all of their account information online, any time. For those that appreciate low interest, rewards, travel service and no annual fee - apply for the card that gives you what you want, the IberiaBank Visa® Gold Cash Back Rewards Card.

Other Card Specific Information

Introductory Rate 1.99%
Time Period 6.00
Applied To Balance Transfers
Intro Details Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Apr Purchase 7.250%
Var Fi x Purchase Variable
Annual Fee $0
Annual Details Additional card fee is $5 per occurrence.
Application Fee n/app
Participation Fee n/app
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees n/app
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks Various internet account services.
Lost and stolen card reporting.
See website for additional benefits.
Notations *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.