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Variable Rate Credit Cards 


Discover® Motiva(SM) Card

Overall Rating:


Intro APR APR as low as Card Type
3.99% 11.990% Variable Reward - Cash Discover
 
The Discover® Motiva(SM) Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.

Through the reward program, cardholders earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site, and they get...
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IberiaBank Visa® Gold Cash Back Rewards Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 9.750% Variable Reward - Cash IberiaBank
 
The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program.

Through the rewards program, cardholders earn a 1% cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn, and...
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Iberiabank Visa® Platinum Rewards Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 9.750% Variable Reward - Other IberiaBank
 
The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.

Through the rewards program, cardholders earn one point per dollar spent on qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to...
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IberiaBank Visa® Classic Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 8.750% Variable Regular IberiaBank
 
The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Although this card does not offer a rewards program, it does offer...
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Escape by Discover® Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Travel Discover
 
The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.

The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time,...
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Platinum Delta SkyMiles® Credit Card from American Express

Overall Rating:


Intro APR APR as low as Card Type
0.00% 13.240% Variable Reward - Airline American Express
 
The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history.

Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants...
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Discover® Open Road(SM) Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Gas Discover
 
The Discover® Open Road(SM) Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.

Through the reward program, cardholders earn a full 5% in cash rebates for gas and auto maintenance purchases, up to 1% for general purchases, and .25% for purchases...
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Discover® More Card(SM) - Clear

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
Discover's Discover® More(SM) Card – Clear is ideal for those with very good credit who want a cash reward credit card.

Through this card's reward program, cardholders are able to earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Up to 1% can also be earned on general purchases...
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Discover® More(SM) Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
The Discover® More(SM) Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and...
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American DreamCard™ Platinum MasterCard®

Overall Rating:


Intro APR APR as low as Card Type
None 14.990% Variable Reward - Cash HSBC Bank Nevada, N.A.
 
The American DreamCard™ Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is an ideal credit card for those with very good credit who are looking for an average platinum card with a monthly cash sweepstakes program.

Through the American DreamCard™ Sweepstakes program, one entry is awarded for each dollar spent in...
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Miles Card from Discover® Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Travel Discover
 
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.

Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be...
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Discover® More Card(SM) - Monogram

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
The Discover® More (SM) Card – Monogram is perfect for a person with very good credit looking for a card that can earn cash rewards. The card also features personalized designs which displays the cardholder's intial(s) on the card's face.

The reward program allows cardholders to earn a 5% Cashback Bonus® in categories...
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Biodegradable Discover® More Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
Show off your eco-savvy with the Biodegradable Discover® More Card! Issued by Discover, the Biodegradable Discover® More Card is the only credit card that will biodegrade in landfill or compost-like conditions.

This card is as easy on your wallet as it is on the planet. Through the rewards program, cardholders earn a 5% Cashback...
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Discover® More Card(SM) - Wildlife Collection

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
The Discover® More(SM) Card - Wildlife Collection, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the reward program, cardholders can earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1%...
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Discover® More Card(SM) - American Flag

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
The Discover® More(SM) Card - American Flag, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Through the reward program, cardholders earn a 5% Cashback Bonus® in categories such as travel, home, restaurants, movies, and more. Cardholders also earn up to 1% for...
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Discover® More Card(SM) - Sealife Collection

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.990% Variable Reward - Cash Discover
 
The Discover® More(SM) Card - Sealife Collection, issued by Discover, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card.

Through the reward program, cardholders can earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more....
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Delta Reserve Credit Card

Overall Rating:


Intro APR APR as low as Card Type
9.99% 13.240% Variable Reward - Airline American Express
 
The Delta Reserve Credit Card, issued by American Express®, is fit for Delta frequent flyers with good credit who want to earn miles with little effort.

Although the rewards program offers the standard one mile for every dollar spent on purchases, cardholders will be happy to know that they can earn two miles for every eligible dollar...
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Starwood Preferred Guest® Credit Card from American Express

Overall Rating:


Intro APR APR as low as Card Type
2.90% 13.240% Variable Reward - Hotel American Express
 
The Starwood Preferred Guest® Credit Card from American Express is designed for those with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.

In the reward program, one point is earned for every dollar spent on the card and double points are...
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TrueEarnings® Card from Costco and American Express

Overall Rating:


Intro APR APR as low as Card Type
0.00% 13.240% Variable Reward - Cash American Express
 
The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.

The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3%...
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Public Savings Bank Secured Black Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 11.240% Variable Secured Public Savings Bank
 
The Public Savings Bank Secured Black Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month.

Because the Public Savings Bank Secured Black Card is a secured credit card, all applications are accepted,...
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Discover® Student Card - Clear

Overall Rating:


Intro APR APR as low as Card Type
0.00% 14.990% Variable Student Discover
 
The Discover® Student Card - Clear, issued by Discover, provides a Cashback Bonus® reward program to cardholders.

Through the reward program, students can earn a 5% rebate for purchases made in categories that change four times a year such as travel, gas, restaurants, movies and more. In addition, cardholders earn up to 1% for...
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Discover® Student Platinum Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 14.990% Variable Student Discover
 
The Discover® Student Card, issued by Discover, is designed for students with very good credit who are looking for a cash reward credit card.

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year such as travel, gas, restaurants, movies, and more. In addition,...
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Discover® Student Monogram Card

Overall Rating:


Intro APR APR as low as Card Type
0.00% 14.990% Variable Student Discover
 
The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® reward program as well as a personalized card design that displays the cardholder's initial(s).

Through the reward program, students can earn a 5% rebate for purchases made in popular categories that change four times a year...
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Discover® Open Road(SM) Card for Students

Overall Rating:


Intro APR APR as low as Card Type
0.00% 14.990% Variable Student Discover
 
The Discover® Open Road(SM) Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance expenses.

Through the reward program, students can earn a 5% rebate on gas and auto maintenance expenses. In addition, cardholders earn up to 1% for general purchases.

Those...
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Discover® Student Card - Tropical Beach

Overall Rating:


Intro APR APR as low as Card Type
0.00% 14.990% Variable Student Discover
 
The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash reward credit card.

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants,...
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